Just like we have our annual health check up with our doctor I like to encourage all my clients to have an annual “self” check up.  This will be time to review the 8 key areas in your life and see where you need most focus moving forward.  These eight areas are:

  • Health & Fitness
  • Family/children
  • Physical environment – live/work
  • Fun & recreation
  • Personal growth
  • Significant other/partner
  • Finances


If you find you need to work on your finances then you can start with this simple checklist.  Place a tick next to any of these statements that are a “yes” for you.

I have tax returns that are not filed or taxes that are not paid

I pay my bills late

I spend more than I earn

I do not have a plan for my financial future

My credit rating is not what I would like it to be

I do not have a regular savings plan

I do not have adequate insurance coverage

My mortgage rate is too high, and I need to refinance

I have debt that needs to be paid off

My will is not up-to-date

With any of the statements you have ticked “yes” to, what could you do to improve this area and ultimately to have this statement not ticked.  Make a list the top 5 action steps you can take to move forward and improve the “health” of your finances.

Aurora Spa

Author Aurora Spa

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